Finance & Budgeting Disclaimer

Last updated: 26 July 2026

General guidance only

Trakko provides general budgeting tools, educational information and AI-generated suggestions. It is not financial, investment, tax, legal, debt, mortgage, insurance or credit advice.

No bank connection

Trakko does not connect to your bank account, move money, make payments, invest funds, apply for credit or ask for banking passwords. Budget information is entered manually by you.

Estimates and AI limitations

Budgets, spending summaries, forecasts and savings suggestions are estimates based on the information you provide. AI can misunderstand information or produce incomplete, outdated or inaccurate results.

Your responsibility

Check important figures and decisions independently. You remain responsible for bills, payments, borrowing, saving, investing and every financial decision you make.

Get qualified help

For personalised advice, debt support, tax questions, investments, mortgages or other regulated matters, speak to an appropriately qualified professional or authorised organisation.

Questions can be sent to [email protected].